Spring Testimonials

Below is feedback that I have received recently from clients and professionals, I thank them for taking the time to share their kind words. Feedback is key in my line of work; it offers me guidance and the opportunity to bring better value to my clients, either for a purchase or a refinance.

Always feel free to call or email me for any help that I can offer you.

Best, Jim


Jim, Thanks again for all your help. I really liked how you handled the
competing Bank of America bid … no pressure, no excuses why I must not
check them out, just a lot of confidence that you’ll beat them anyway
(which you did!). And also thanks for strongly expressing your opinion
on the title insurance. Once I looked into it, it was pretty clear that
it’s almost impossible for this insurance to actually have to pay out –
I assume 99.9% of the premium goes straight to profit. And with all the
checks I’ve been writing lately, saving $800 is much appreciated.

Best, Thomas


Jim helped me get a mortgage to buy my home and I truly believe no one else could have done it better. I needed to obtain a mortgage within 20 days which is something thats almost unheard of. Jim took the task on and even was able to finalize the loan several days early. He was able to secure me a competitive rate even with the tight time restrictions.

Throughout the whole process, Jim was extremely responsive and always there when I needed him. He was also a pleasure to work with; I will recommend Jim and Apple Mortgage to my friends and family that need a loan in the future, David


I am an executive in financial services with excellent credit, but no time to shop for a mortgage. Jim was recommended to me by my real estate agent several months ago to assist in securing a mortgage and in educating me about the process.

Jim absolutely exceeded my expecations in every way- from his knowledge of the markets, to making the process as simple as possible, to being on top of my transaction and ensuring it was executed quickly and flawlessly, to being patient and educating me and answering all of my questions. He was extremely proactive and constantly in touch throughout the process.

I was on his speed dial one morning to lock in when rates dipped: 3.875% 30yr fixed no prepayment penalties. Considering I was hoping for 4.25, Jim went well beyond my expectations. Lastly, he is extremely personable and makes an excellent bottle of wine which I was lucky enough to enjoy the night of my closing. Hands down, I recommend Jim without reservation, Stefanie


A friend of mine recommended Jim in connection with obtaining a mortgage for a condo purchase. Jim lived up to the recommendation — he was extremely helpful and responsive, and was willing to take the time to help me understand the process. And best of all, he was able to get me a great mortgage at a great rate! I can’t recommend Jim enough.



Dear Jim,

My wife and I would like to take this opportunity to thank you for coming to our rescue when we were in need of a mortgage and the building we were buying into caused our original application with another broker to be denied due to a high investor concentration. We had lost a great deal of time because we kept getting strung alone by someone who talked a good game but was unable to call upon as many resources as he had led us to believe he had.

This left us in a predicament that was not of our making, as we had done all of our homework and had put in our paperwork with him the day after our offer had been accepted. After this individual burned through too much time it then left you with a much reduced time horizon.

You came through in a matter of a few hours to bring us exactly what we were looking for in the way of a mortgage at an excellent interest rate, with great terms, to bring about an ‘on time’ closing within the dictates of our contract for sale. You also stuck with us through many snags and lent great support to the proceedings by being present at the closing.

It sounds cliché to say that we could not have closed on the property without you but that is exactly the truth. When the need arises again we will come to you first and have recommended that others do the same. We thank you for all of your help.

Sincerely, Larry & Kathy


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